Delay, Deny, Defend Puts Profits Over People Endless forms, arbitrary rules and a sea of fine print discourage claims. If you’ve ever had to file an insurance claim, you know the frustration that seems baked right into the maze of endless forms and confusing small print. Companies that once lived… CONTINUE
Dog Bite: Criminal Acts and Homeowner’s Policies
Most homeowners’ policies specifically exclude criminal acts and intentional acts. So, the insurance company would likely assert that it is not responsible. Whether the insurance company prevails in that situation would really depend on the facts of the case. For example, if the insurance company insures your Rottweiler and it… CONTINUE
Homeowner’s Policy Exclusions and Animal Attacks
In San Francisco, it’s illegal to own livestock, but it was very popular at one point to have miniature pigs as house pets. Let’s say I’m attacked by livestock that isn’t owned legally? What does the case look like, how is it different, and what is the insurance company going… CONTINUE
Dog Bite: Is There an Insurance Company Who Covers Known Dangerous Animals? Who Pays in a Successful Settlement or Verdict?
Normally homeowners’ insurance covers dog bite activity. Oftentimes renters’ insurance covers dog bite activity. In fact, another statistic from the San Francisco Chronicle article that I cited earlier, “Dog bites accounted for one third of all homeowner’s liability claims in 2015.” ** I think this subject is really important because… CONTINUE
Electrocution Burn Injury
Electrical burn injuries are relatively uncommon and usually happen in occupational settings. But, when they do occur, injuries caused by electrocutions can be lethal or extremely serious depending on the source of electricity and the amount of voltage that is generated within the current that causes the injury.
Does Relationship Status of the Victim Have an Impact on the Value of My Case?
It is generally accepted that one’s physical appearance has social consequences. Not only does a disfiguring burn on one’s’ face make him or her less attractive to potential mates; it becomes the very first impression in a social or business setting. We all like to feel that we are not… CONTINUE
Burn Injury Cases: Determining the Amount of Damages
The value of a burn injury case depends on many factors: Severity of the burn – Is it a first, second, third or fourth degree burn? Size of the burn – How large is the affected area? Will there be permanent scarring? Location – Where is the burn located? Is… CONTINUE
Burn Injury Degrees and Severity
A first degree burn normally involves the top surface layer of the skin, such as a typical sunburn that might be a little bit red and sensitive to the touch. Second degree burns involve the first two layers of the skin. Symptoms of second degree burns include a deeper reddening… CONTINUE
How Common Are Burn Injuries, Statistically?
According to the Center for Disease Control on average, in the United States, on average, someone died in a fire every two hours, and someone was injured every 23 minutes. Each year in the United States, 1.1 Million burn injuries require medical attention. Of those injured as a result of… CONTINUE
What is Premises Liability?
Premises liability refers to the negligent ownership, occupation or control, or maintenance of property that causes injury. To prove a valid premises liability case, one must show that the owner or occupier, or person in control of property, was negligent in the use or maintenance of the property, and that… CONTINUE