Most homeowners’ policies specifically exclude criminal acts and intentional acts. So, the insurance company would likely assert that it is not responsible. Whether the insurance company prevails in that situation would really depend on the facts of the case. For example, if the insurance company insures your Rottweiler and it… CONTINUE
Yes. The words “dangerous animal” do have a legal connotation. “Dangerous animal” normally implies that the animal has a known dangerous propensity; either because it is wild in nature, or because it has a history of vicious behavior.
There are extreme circumstances where one is attacked by a dog who is specifically trained to fight and attack. You’ll remember that Michael Vick, who is still a quarterback for the NFL, was involved in a ring of dogs trained to fight for sport. So, if you’re attacked by a… CONTINUE
In San Francisco, it’s illegal to own livestock, but it was very popular at one point to have miniature pigs as house pets. Let’s say I’m attacked by livestock that isn’t owned legally? What does the case look like, how is it different, and what is the insurance company going… CONTINUE
Responsible people purchase insurance for a reason. We want to be insured in the event that something accidental happens on our property. Just as we are insured for negligent driving and possible defects on our property, we are insured in the even our dog, for whatever reason, bites a guest… CONTINUE
Electrical burn injuries are relatively uncommon and usually happen in occupational settings. But, when they do occur, injuries caused by electrocutions can be lethal or extremely serious depending on the source of electricity and the amount of voltage that is generated within the current that causes the injury.
It is generally accepted that one’s physical appearance has social consequences. Not only does a disfiguring burn on one’s’ face make him or her less attractive to potential mates; it becomes the very first impression in a social or business setting. We all like to feel that we are not… CONTINUE
I have seen laser injuries that are consistent with the pattern of strokes that the doctor or nurse uses to remove the hair or the brown spots. There was a client who sustained what appeared to be zebra stripe scars from her shoulders to her elbows. They calmed down quite… CONTINUE
The value of a burn injury case depends on many factors: Severity of the burn – Is it a first, second, third or fourth degree burn? Size of the burn – How large is the affected area? Will there be permanent scarring? Location – Where is the burn located? Is… CONTINUE
Smoke detectors are required by law, but it is important to maintain them properly. You should change the batteries in smoke detectors regularly and periodically test them to be sure they are in good working order.