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You are here: Home / Animal Control / Homeowner’s Policy Exclusions and Animal Attacks

Homeowner’s Policy Exclusions and Animal Attacks

Todd P. Emanuel December 10, 2016 Leave a Comment

In San Francisco, it’s illegal to own livestock, but it was very popular at one point to have miniature pigs as house pets. Let’s say I’m attacked by livestock that isn’t owned legally? What does the case look like, how is it different, and what is the insurance company going to argue? Are they going to cover it?

With animal attacks the insurance company is very unlikely to cover that loss. As a rule, the pet has to be legally owned.

California Penal Code Section 399 says that a person is criminally liable if a dangerous animal he or she owns injures or kills another person. This could apply to dangerous dogs, but also other animals such as wild animals people tend to own and domesticate.

Filed Under: Animal Control, CA Penal Code, Calculating Damages, Comparative Negligence, Dangerous Animal, Dog Bite Injury, Economic Damages, Insurance Companies, Leash Laws, Medical Records, Personal Injury Damages, Personal Injury Lawsuits, Personal Injury Lawyers, Police Reports

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