No! Speak with an experienced injury lawyer. Do not give a detailed statement to the other party’s insurance adjuster, especially if they want to tape record it. Do not sign waivers and releases for them to obtain your entire medical history. Do not provide them your Social Security number. Some insurance adjusters may kill you with kindness and empathy, only to earn your trust before they short-change you with a disadvantageous, binding settlement.
I always tell my client to politely but firmly tell the other party’s claims adjuster, “I will contact you or my lawyer will contact you when I’m done treating and/or when I’m ready to propose a settlement.
It’s important to get the other party’s insurance adjuster off your back to make sure they don’t have the opportunity to minimize your damages, or worse yet, to strong-arm you or sweet-talk you into a terrible settlement.