Sometimes people get injured through the fault of another person who does not have insurance. If it is a car accident, we look to your uninsured motorist coverage.
But what if there is no insurance at all? Can you still recover for your injuries? Yes, you can.
There are many people who cause injuries to others who have a healthy financial condition, who are gainfully employed, who have saved money and who own residential property or other assets. Some of these people are uninsured or under insured.
Just because someone has no insurance or little insurance, that does not let them off the hook. The person who causes a wrong is responsible for remedying the wrong in the form of monetary compensation.
So, we always do investigation, not only into the other party’s’ insurance policy, but we also find out where they live, whether they own property, and how they are employed. We find out about their educational background and any commercial property they may own. We investigate the net worth and financial condition of our adversaries, especially when we know that our client is severely and catastrophically injured and entitled to substantial damages that may exceed existing insurance policies.